Set the scene for a tropical garden by adding palm trees to your landscape design. These beautiful and low-maintenance trees are sure to command attention and elevate the look of any yard. You might even be surprised at the wide array of palm trees you can choose from, as they vary in texture, leaf shape and height. Not only are palm trees an attractive feature, they also provide shade and can be used as natural privacy screens. Gary Shinn of Hokuahi Lawns shares details about three fantastic palm trees for different price points.

Factors to Consider

Sizing Up: Most plants are priced based on gallon size. The bigger the pot, the more it will cost. 

Worth the Wait: If you’re not in a rush to have full-grown palm trees in your yard, purchase smaller pot sizes to save money.

“HawaiiUSA is here to help make your dream remodeling project come to life. No matter where you are in your planning process, we’re here for you.” 

– Uilani Peralto, IEG branch manager, Hilo HawaiiUSA FCU
 

$   Areca Palm Trees

areca palm
Landscape design by Steve's Gardening Service.
Photo: David Croxford

One of the more affordable and readily available varieties of palm trees, it’s no wonder Areca palms are popular among homeowners. These palm trees will establish their roots quickly once planted in the ground and can grow up to 15 feet tall. Its thick, full leaves make this a great palm tree to plant around the perimeter of your yard to create a natural privacy screen.

  • Price per plant ranges approximately $20 for a 3-gallon to $200 for a 25-gallon.
  • 3-gallon Areca palm takes about eight to 10 years to grow into a full tree.
  • 25-gallon Areca palm takes about three years to grow into a full tree.

$$  Macarthur Palm Trees

macarthur palms
Landscape design by Steve's Gardening Service.
Photo: David Croxford

Growing in clusters, the Macarthur palm is a sturdy palm tree and an elegant feature that can thrive in sun or shade. This beautiful palm tree works well for shading areas of your yard, lining your driveway or highlighting other parts of your home. 

  • Price per plant ranges approximately $23 for a 3-gallon to $250 for a 25-gallon.
  • 3-gallon Macarthur palm takes about eight to 10 years to grow into a full tree.
  • 25-gallon Macarthur palm takes about three years to grow into a full tree.

$$$ Red Sealing Wax Palm Trees

red palms
Landscape design by Hokuahi Lawns.
Photo: David Croxford

Its unique and attractive red trunk makes the Red Sealing Wax palm tree a coveted choice among homeowners. With a slower growth rate and rarer availability, it isn’t usually bought in large quantities. Rather, it’s mainly used as a focal point piece in yards or as a stunning entryway plant.

  • Price per plant ranges approximately $65-$75 for a 3-gallon to $500 for a 25-gallon.
  • 3-gallon Red Sealing Wax palm takes about five to six years to grow into a full tree.
  • 25-gallon Red Sealing Wax palm takes about two years to grow into a full tree.

 

Planting Your Garden

How to finance your next landscaping makeover

lawn
LanaiScapes used mature, full palm trees to increase privacy within this backyard.
Photo: Aaron Yoshino

A beautiful landscape combines different elements that not only creates a nice space for you and your family to enjoy, but also maximizes the use of your entire property. Plus, it will boost your curb appeal. To figure out the most convenient way to pay for your next garden upgrade, begin with a budget.

Since most plants, including palm trees, are priced based on how big the pot is—typically ranging from 3-gallon to 25-gallon—it’s best to invest in smaller plants if you’re not in a rush for the trees to be full-sized. Cash is a great option for buying smaller plants in smaller quantities. Just make sure you still have some cash leftover to cushion you in the future should any unforeseen circumstances pop up.

Another great option is using a credit card. Many credit cards offer rewards programs when you make purchases with it, which means you can enjoy even more benefits, on top of a beautiful yard. 

For larger projects that cost more, consider a short-term personal loan. It will allow you financial flexibility since you borrow only what you need and can repay the amount over time. These loans typically range from one to five years with interest rates set based upon your credit.

Source: HawaiiUSA FCU
HawaiiUSA FCU is not affiliated with Hokuahi Lawns, Steve’s Gardening Service or their respective suppliers.

Don’t get caught up in the stress of financing! Our experts are here to simplify the loan process and help you to choose wisely because life matters.”  

– Uilani Peralto, IEG branch manager, Hilo HawaiiUSA FCU
 

HawaiiUSA FCU, IEG Branch

375 Kekuanaoa St., Hilo
Monday - Thursday 8:30 a.m. to 5 p.m.
Friday 8:30 a.m. to 6 p.m.
(808) 961-6691
hawaiiusafcu.com

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