If the idea of flying the family to an exotic (and expensive) destination this summer is out of reach, consider bringing the vacation to your home. 

Backyards are fabulous places for barbecues and hanging out. But with our year-round great island weather, some homeowners are thinking beyond the grill. Why not transform your backyard or lanai into a cool relaxing private oasis where you can staycation anytime?

The outdoor kitchen is the new “must-have” home upgrade in Hawaii, featuring al fresco ambiance decked out with cook tops, refrigerators, wine coolers, and even pizza ovens. 

Big or small, whatever your project, don’t sweat the financing. According to Derek Wong, Vice President of Credit Products at First Hawaiian Bank, a great way to obtain funds is with a home equity line of credit (HELOC).

“An equity line of credit, such as our new Home Equity FirstLine, is a convenient way to finance your summer project,” says Wong. “Because a HELOC uses your home as collateral, the interest rate is typically lower than most other types of loans or credit cards. Also the credit limit you may qualify for may be higher than other forms of credit.”

In addition, a Home Equity FirstLine allows borrowers to lock in fixed rates for longer terms — up to 30 years – for even greater financial flexibility. 

Give First Hawaiian Bank a call today. They will help you fire up the grill with a Home Equity FirstLine that’ll get you started on your endless summer vacation.

“An equity line of credit, such as our new Home Equity FirstLine, is a convenient way to finance your summer project.”

-Derek Wong, FHB Senior Vice President
 

For more information, visit any First Hawaiian Bank branch or go to FHB.com.
Member FDIC, Equal Housing Lender.


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